Travel Insurance for the Soccer World Cup 2006

It is important to have adequate insurance protection before set out for a travel. Because so many tensions are associated at present with the travel industry as the global politics is disturbed enough. And so before any unforeseen events take place like cancellation of trips, losses of baggage, medical assistance are associated with travel during the World Cup, make sure you have bought travel insurance.

Many insurance companies are providing travel insurance for the Soccer World Cup 2006 Germany, at a very cheaper rate.

So why to wait... check out for the insurance quotes available in the internet.

Pet Insurance Facts

Pet health care insurance isn't a new idea -- it has been around for 15 - 20 years, but many people haven't been aware of it. The availability has been limited and the policy restrictions have been prohibitive in many cases.

• Pet insurance is much less expensive than human health insurance. Employers typically pay 80% - 90% of an employee's health insurance. A recent government survey* showed that small companies paid an average premium of $3,003.31 per employee for health insurance coverage. However, the average contribution by an employee was only $396.12. A VPI policy can cost less than $1 a day.

*Source: 2000 Employer-Sponsored Health Insurance Survey

• Most companies start policies at age 6-8 weeks, some have no age limit, and of the others I researched, one had a limit of 27 years, others had a limit of 8 years of age (if the animal was insured when less than 8 years, coverage would continue beyond 8 years).

• Pet health policies are similar to human insurance policies; annual premiums, deductibles, and different coverage plans based on what the owner chooses. Plans are based on species, age, pre-existing conditions and in some cases, lifestyle of the pet (i.e. indoor vs. outdoor cat).
  
  For more pet insurance articles:
  http://vetmedicine.about.com/od/pethealthinsurance/
  

Health Insurance Costs:2006

Medical malpractice insurance covers doctors and other professionals in the medical field for liability claims arising from their treatment of patients.

The cost of medical malpractice insurance began to rise at the beginning of this decade, after a period of essentially flat prices. Rate increases were precipitated in part by the growing size of claims, particularly in urban areas. Among the other factors driving up prices was a reduced supply of available coverage as several major insurers exited the medical malpractice business because of the difficulty of making a profit.

New research suggests that premium increases may be moderating but for any turnaround to take root significant reforms in the delivery of medical care and in the liability system need to occur, industry observers say.

View full report:
http://www.iii.org/media/hottopics/insurance/medicalmal/

California Health Insurance 2001 Findings

An estimated 4,519,000 Californians lacked health insurance at the time they were interviewed in 2001. An additional 1,753,000 persons were insured when interviewed, but were uninsured during at least some of the preceding 12 months. Thus, a total of 6.3 million Californians (21%) experienced lack of coverage during at least some part of a year. For those covered by some form of health insurance at the time of interview, employment-based health insurance remains critically important, covering nearly two-thirds of all nonelderly adults and children in California (18.7 million). Medi-Cal and Healthy Families combined cover 16% of Californian children and adults under 65 — a total of 4.65 million people. Despite the important role these sources of coverage play, together with privately purchased insurance and some additional public programs, 15.2% of nonelderly Californians were uninsured at the time they were interviewed. More than 1.85 million workers (14.5%) are uninsured, comprising over half (51.1%) of all uninsured adults. Los Angeles County remains the epicenter of uninsurance in California and the nation, where one in five nonelderly residents of the county is uninsured — more than 300,000 children and nearly 1.4 million adults. On the whole, CHIS 2001 data show wide differences in coverage across California’s diverse population groups.