Vital Statistics of Car Accidents

The things you should know before getting started. And accidents should be avoided to reduce the cost of insurance. The more you involved in accidents the more you tend to file a claim. That in turn reduce the insurance as well as the credit score. And this reduction will affect the premium...... it is supposed to rise.

• One in five teenage drivers is involved in an accident in the first year of driving.
• Vehicular crashes are the leading cause of death for 15Ð to 20-year-olds and account for more than 40 percent of overall fatalities for that age group.
• in 2001 alone, 3,608 drivers between the ages of 15 and 20 were killed nationwide; in the last decade, more than 68,000 teens were killed.
• In Maryland in 2004, there were 109 people ages 16-20 killed in auto accidents; 112 were killed in 2003.
• Nearly half of the fatal crashes involving 16-year-old drivers were single-vehicle crashes.
• Twenty-five percent of 15Ð to 20-year-old drivers killed in crashes in 2001 had blood alcohol concentrations of 0.08 percent or greater and were considered intoxicated.
• The fatality rate for teenage drivers is about four times higher than the rate for drivers 25 to 69 years of age.
• For the teenage driver, the presence of one passenger almost doubles the risk of a fatal crash, compared to driving alone. With two or more passengers, the fatal crash risk is five times as high as driving alone.
  
  Date source: The National Highway Traffic Safety Administration, the Insurance Institute for Highway Safety, the Maryland Motor Vehicle Administration and the Maryland State Police.